Credit Manager – UAE National

Job Details

Job Purpose:

• Assessing credit proposal from the allocated Wholesale Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy.
• Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/industry and all associated risks.
• Meet customers to get first-hand view of the proposal and undertake site visits as required.
• Ensure that financing proposals are in compliance with Bank’s credit policy and also in compliance with UAE Central Bank’s regulatory norms.
• Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses.
• Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.
• Interacting with relationship managers.
• Undertaking special projects and assignments in credit area.

 

Qualifications:

Bachelor or Master’s Degree
Diploma/certificate in Banking/Finance

CA/CFA/CPA/CMA

8+ years (Banking, of which min 5 years in Corporate Credit)