Associate Vice President Corporate and Transaction Banking (UAE National)

Job Details

Job Purpose:

Responsible for marketing solicitation of new corporate relationships for both Assets & Liabilities.

Directly responsible for handling corporate borrowing portfolio growth, quality & profitability

Duties and Responsibilities

  • Monitor credit quality of portfolio for risk recognition & assigning proper risk rating for each relationship
  • Develop marketing plan to identify corporate relationships within the accepted industries.
  • Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
  • Directly responsible to manage corporate customers portfolio & other relationship manager (Number of relationships and average size of the portfolio to be agreed with the Team Leader.)
  • Develop marketing plan to identify corporate relationships within the accepted industries.
  • Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
  • Be highly responsive to customer needs and ensure high level of satisfaction of Clients in portfolio.
  • Ensure quality of portfolio is maintained, with no direct credit losses.
  • Maximize profitability, achieve business growth and targeted market share as per objectives.
  • Pro-act to changes in marketplace.
  • Ensure all documentation is valid and complete in assigned portfolio.
  • Provide competitive market information.
  • Achieve consistent growth in profits and business ensuring quality assets, in a highly competitive environment.
  • Participate in the team’s strategy planning.
  • Interact with the Credit Risk Management and Advances Division to resolve their queries regarding credit proposals.
  • Prepare credit packages if the Relationship Officer and Credit Analyst are not available.
  • Monitor the performance of assigned employees; provide opportunities for their growth and development.
  • Handle the Team Leader’s responsibilities when he/she is on leave, business trips and other instances as agreed.
  • Assist HCBG/ TL with various management reports in order to be put on the path for career growth.
  • Perform any other duties or responsibilities consistent with the role as assigned by management.
  • Responsible for all relationships within his / her portfolio, including but not limited to transaction monitoring; money laundering; sanctions; and terrorism finance.
  • Always acts in the best interest of the bank to highlight any concerns related to a customer’s personal and / or financial behaviors and activities.
  • Responsible for ensuring that all actions required by Internal / External Audit are completed in a timely manner, and where any actions are passed their agreed due date, these should have explicit and minute approvals from the CEO

Education:

  • Bachelors in Statistics or Accounting / Higher National Diploma for UAE Nationals.