Job Details
Job Purpose:
Responsible for marketing solicitation of new corporate relationships for both Assets & Liabilities.
Directly responsible for handling corporate borrowing portfolio growth, quality & profitability
Duties and Responsibilities
- Monitor credit quality of portfolio for risk recognition & assigning proper risk rating for each relationship
- Develop marketing plan to identify corporate relationships within the accepted industries.
- Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
- Directly responsible to manage corporate customers portfolio & other relationship manager (Number of relationships and average size of the portfolio to be agreed with the Team Leader.)
- Develop marketing plan to identify corporate relationships within the accepted industries.
- Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
- Be highly responsive to customer needs and ensure high level of satisfaction of Clients in portfolio.
- Ensure quality of portfolio is maintained, with no direct credit losses.
- Maximize profitability, achieve business growth and targeted market share as per objectives.
- Pro-act to changes in marketplace.
- Ensure all documentation is valid and complete in assigned portfolio.
- Provide competitive market information.
- Achieve consistent growth in profits and business ensuring quality assets, in a highly competitive environment.
- Participate in the team’s strategy planning.
- Interact with the Credit Risk Management and Advances Division to resolve their queries regarding credit proposals.
- Prepare credit packages if the Relationship Officer and Credit Analyst are not available.
- Monitor the performance of assigned employees; provide opportunities for their growth and development.
- Handle the Team Leader’s responsibilities when he/she is on leave, business trips and other instances as agreed.
- Assist HCBG/ TL with various management reports in order to be put on the path for career growth.
- Perform any other duties or responsibilities consistent with the role as assigned by management.
- Responsible for all relationships within his / her portfolio, including but not limited to transaction monitoring; money laundering; sanctions; and terrorism finance.
- Always acts in the best interest of the bank to highlight any concerns related to a customer’s personal and / or financial behaviors and activities.
- Responsible for ensuring that all actions required by Internal / External Audit are completed in a timely manner, and where any actions are passed their agreed due date, these should have explicit and minute approvals from the CEO
Education:
- Bachelors in Statistics or Accounting / Higher National Diploma for UAE Nationals.
Apply
To apply for this job email your details to prerna@searchpoint.ae